Privacy policy

This Privacy Policy describes how ALMOST A BANK, LLC ("Company," "we," "us") collects, uses, discloses, and protects personal information when you visit our website, use Check2Crypto, or contact us. Our principal address is 879 Mason Ave, Daytona Beach, FL 32117.

1. Scope

This Policy applies to personal information processed in connection with Check2Crypto and related money services. It does not apply to third-party websites, wallets, or services you access independently.

2. Information We Collect

Information you provide

• Name, address, date of birth, phone, email, and government ID numbers
• Business name, EIN, formation documents, and beneficial ownership (KYB)
• Check images, amounts, MICR data, payee/payor details, and endorsements
• Wallet addresses and payout asset selections
• Support messages, complaints, and correspondence

Information collected automatically

• IP address, device type, browser, operating system, and session identifiers
• Log files, access times, pages viewed, and security events
• Cookies and similar technologies used for security and site functionality

Information from third parties

• Identity verification vendors, fraud databases, sanctions lists, and credit or bank verification sources
• Financial institutions related to check clearing and returns

3. How We Use Information

We use personal information to:

• Provide, operate, and improve Check2Crypto
• Verify identity, eligibility, and authorization (KYC/KYB)
• Process checks, calculate fees, and deliver digital asset payouts
• Conduct AML, sanctions, and fraud screening
• Monitor transactions and comply with legal and regulatory obligations
• Communicate with you about your account and transactions
• Enforce our Terms, policies, and protect our rights and customers

4. Legal Bases and Compliance Use

We process information as necessary to perform our contract with you, comply with Bank Secrecy Act and AML obligations, money services licensing requirements, respond to lawful requests, and pursue legitimate interests in fraud prevention and security—balanced against your rights where applicable.

5. How We Share Information

We may share personal information with:

• Identity verification, fraud prevention, and sanctions screening vendors
• Cloud hosting, analytics, and customer support providers under confidentiality obligations
• Banks and payment partners involved in check clearing
• Blockchain infrastructure providers necessary to transmit digital asset payouts
• Regulators, law enforcement, and courts when required or permitted by law
• Professional advisors (legal, audit) under confidentiality agreements
• Successors in a merger, acquisition, or asset sale, with notice where required

We do not sell personal information for money. We do not share information for third-party marketing without your consent where required by law.

6. Data Retention

We retain records as required by federal BSA/AML rules (generally five years or longer for certain records), Florida money services regulations, and legitimate business needs such as dispute resolution. When retention periods expire, we delete or anonymize information in accordance with our retention schedule.

7. Security

We implement administrative, technical, and physical safeguards designed to protect personal information, including access controls, encryption in transit where appropriate, and employee training. No system is completely secure; you are responsible for protecting your account credentials and devices.

8. Your Rights and Choices

Depending on your state of residence, you may have rights to:

• Access personal information we hold about you
• Correct inaccurate information
• Request deletion (subject to legal retention exceptions)
• Opt out of certain processing where applicable
• Appeal a denied request where required by state law

Submit requests to [email protected] or (719) 310-5065. We will verify your identity before responding. We may deny requests where an exception applies (e.g., BSA recordkeeping).

9. Children's Privacy

Services are not directed to individuals under 18. We do not knowingly collect information from children.

10. International Users

Services are intended for U.S.-based operations. If you access the Services from outside the United States, you understand that information may be processed in the United States.

11. Changes to This Policy

We may update this Policy by posting a revised version with a new effective date. Material changes will be communicated as required by law.

12. Contact Us

ALMOST A BANK, LLC — Privacy
879 Mason Ave, Daytona Beach, FL 32117
Phone: (719) 310-5065
Email: [email protected]